Loan Programs

For loans up to $472,030 (up to $1,089,300  in some counties). You need to have generally good credit, a minimum credit score of 620.  Provides a down payment up 3.5%.  NO REPAYMENT!

For loans up to $726,200 ($1,089,300  in some counties). You need to have generally good credit, a minimum credit score of 620 and a down payment of 3%, 5%, 10% or 20%.

For loan amounts of $726,201 to $3,000,000.  Generally requires a minimum credit score of 700.  Many down payments options available. 

For loans up to $470,030 (up to $1,089,300 in select counties). FHA loans are insured  by the Federal Government.  There is no minimum credit score and we can even help borrowers with no credit score.  The minimum down payment is 3.5%.

0% down payment for veterans of the United States Armed Forces.  The minimum credit score is 500 with  0% down. up to $3,000,000 with a 620 credit score.

Exclusively for self-employed borrowers.  No tax returns are required.  We document your income using either 12 or 24 months bank statements. Perfect for borrowers with large tax deductions.

Exclusively for investment and rental properties.  No personal income required.  Easy qualifying and FAST closings. 

Specialty loan programs for clients who have had some past credit problems or issues documenting income.  These programs are more flexible with as little as 5% down and loan amounts to $3,000,000.

Specialty loan program for clients who do not or cannot document their income.  With loan amount to $3 million and competitive rates, this program is ideal for self-employed borrowers and investors

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This program offers more flexibility in documenting income.  Most programs require 2 years documentation.  With "At-Doc" we can qualify using one year W2 or 1040.