Jumbo Loans

Description

Jumbo Loans are for loan amounts above $647,201 ($970,801 in high cost counties).

Features

Jumbo Loans are offered in both adjustable and fixed rates with terms of 15, 20 or 30 years. Rates for Jumbo Loans are slightly higher than conventional. We offer a variety of loan programs from several investors up to $3 Million. We'll work closely with you to select the best program at a competitive rate.

Benefits

The primary benefit is higher amounts up $3 Million.

Ideal For

Well qualified borrowers with good credit, able to fully document income with W2s and/or tax returns. reserves.

Qualifications

You should have at least a 640 credit score, good overall credit with at least 2 years with the same employer or field of work. You should have 6-12 months reserves.

Fun Fact

We have no income documentation jumbo loans up to $3 Million as well as a no tax return program. Give us a call and get the details,

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"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A

RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A

COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE

LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT

FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S

WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS

AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF

CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS

CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A

WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND

MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE

PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,

PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."