Customer  service is very important to all of us. As we continue to improve and  expand our services, we recognize our customers' need and desire to  preserve their privacy and confidentiality. Safeguarding our customers'  privacy is also very important to us. We have adopted standards that  help maintain and preserve the confidentiality of customers' nonpublic  personal information. The following Statement affirms our continued  efforts to safeguard customer information.

Information We Collect

We  gather nonpublic personal information about our customers as may be  necessary to conduct business with our customers.We collect nonpublic  personal information about you from the following sources:

• Information  we receive from you on applications or other forms, over the telephone  or in face-to-face meetings, and via the Internet. Examples of  information we receive from you include your name, address, telephone  number, social security number, credit history and other financial  information. 
• Information about your transactions with us or  others. Examples of information relating to your transactions include  payment histories, account balances and account activity. 
• Information  we receive from a consumer reporting agency. Examples of information  from consumer reporting agencies include your credit score, credit  reports and other information relating to your creditworthiness. 
• From  employers and others to verify information you have given to us.  Examples of information provided by employers and others include  verifications of employment, income or deposits. 

Information We Disclose

Your  personal information will only be retained for the purpose of providing  you with our response to your query and will not be made available to  any third party except as necessary to be disclosed to any related  entity for the purpose intended or as required to be disclosed under  law.

By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.

We  treat data as confidential within our firm and require a strict  adherence of all our employees to data protection and our  confidentiality policies.

All visitors, however, should be aware  that our website may contain links to other sites that are not governed  by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.