Refinance

Home equity nationwide is at an all time high. By refinancing you can use some of your home's equity to get cash at closing for any purpose.  You can use the cash for home improvement, debt consolidation, buy a second home or investment property, college tuition, pay taxes or even take a vacation.   Many of our clients are surprised at just home much equity they have.  Please contact us for a free equity analysis and see if a cash out loan is right for you.

While interest have increased recently, they are still low by historical standards.  Refinancing to lower a rate will lower your monthly payment and could  save you thousands over the life your loan.  Please contact us for free mortgage review and quote to see if refinancing is right for you.  

If you have a 30 year mortgage, you may want to consider a shorter term which will pay your home off sooner.   In some cases your payment may be the same or lower than what you're paying now. We offer several options including; 25, 20, 15 and 10 year terms.  Shortening the term will save you thousands in interest.

If you have an existing VA loan we may be able to lower rate and shorten your term.  Best of all there is NO CREDIT CHECK, NO INCOME and NO APPRAISAL required.  We can even structure your loan with little to no out of pocket expense.

 If you have an existing FHA  loan we may be able to lower rate and shorten your term.  There is NO CREDIT CHECK, NO INCOME and NO APPRAISAL required. 

Yep, we have them.  In many cases we can structure your loan and have the lender pay your closing costs.    

Give us a call or apply or apply online.