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$0 Down Programs

First Time Home Buyers

First Time Home Buyers

First Time Home Buyers

If any ONE borrower on the loan has NOT owned a home within the preceding 36 months, you qualify.

NO REPAYMENT!

Apply Now

Medical Professionals

First Time Home Buyers

First Time Home Buyers

Whether your a receptionist at a dentist's office or a surgeon in the operating room, you could qualify for this exciting program. NO REPAYMENT!

Apply Now

Educators

First Time Home Buyers

First Responders

Perfect for teachers and anyone working in the education profession. If you're employed by a school district or college, you could qualify.  NO REPAYMENT!

Apply Now

First Responders

Help Thy Neighbor

First Responders

Perfect for Police Officers, Fire Fighters and Paramedics.

NO REPAYMENT!


Apply Now

Civil Servants

Help Thy Neighbor

Help Thy Neighbor

Designed for current or retired employees of Federal, State and Local governments.

NO REPAYMENT!


Apply Now

Help Thy Neighbor

Help Thy Neighbor

Help Thy Neighbor

Have you served as an unpaid volunteer?  Sports coach, church, PTA, or any other unpaid volunteer activity  you could qualify. NO REPAYMENT!

Apply Now

USDA

USDA

USDA

The U.S. Department of Agriculture sponsors this program.  100% financing plus up to 2% of your closing costs.  Geographic and income restrictions apply.

Apply Now

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"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A

RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A

COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE

LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT

FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S

WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS

AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF

CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS

CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A

WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND

MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE

PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,

PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

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