No Mortgage Insurance Program

Is required on all conventional loans when you are putting a down payment of less than 20% or refinancing and your loan to value is greater than 80%.  Effective 11-22-21 we are please to offer our clients this exclusive loan program with NO MORTGAGE INSURANCE when you put down at least 10.01% or refinance with a maximum LTV of 89.99%.

This exclusive program eliminates mortgage insurance and gives  you more purchasing power with as little as 10.01% down potentially saving  you thousands of dollars over the life of your loan. 

This is a conforming conventional loan program.  To qualify, the guidelines are simple:

• Conventional 30-year fixed only
• Available for primary and second home purchases
• LTV between 80.01 and 89.99%  
• Up to 45% DTI
• 680+ FICO
• Minimum loan amount $200,000
•  Maximum loan amount subject to county conforming loan limits