Close Quick!

At Quick and Closed we we work hard on your loan so you don't have to.  Given our 25 years experience and closing thousands of loans, we know what lenders look for in a file before they do!  We're QUICK!  When you work with us, you'll see how QUICK we are in responding to questions and requests....sometimes in minutes and almost always within an hour. 

1. Selecting The Right Lender For You- As a broker, we have access to several lenders with over 30 different loan programs.  We conduct a thorough review of your particular scenario and match you with the right lender.  Sending your loan to right lender is the first step in getting you approved quickly.
2. Our Lenders- Know our reputation for fast closings.  As such, we have great relationships with all of them and only work with top quality lenders who are able to perform as quickly as we do.  Note: lenders offering specialty loan programs (bank statement loans, alt-doc and manually underwritten files have longer underwriting times due to more complexity on these files).  Don't worry as we will keep you well informed.
3. Pre-Underwriting- After reviewing your documentation, our Operations Manager underwrites your loan to the specific lenders guidelines.  At this stage, we may request additional documentation from you to ensure the lender has complete loan file and full picture of you.  This step prevents endless requests for documents and saves you time and hassle.
4. The Complete File- This is a key point in the process.  We only submit your file to the lender ONLY when it is ready.  We follow a strict underwriting checklist to ensure we have all the documentation required for the lender to issue a fast approval. 
5. Virtual Closing- We offer clients the opportunity to close virtually via a secure video link.  This eliminates  needless scheduling conflicts with notaries.  Our clients LOVE this option.  Just imagine closing your loan from your smart phone or computer! Note: not available in some counties and for Texas cash out loans.

Your prompt replies to requests for documentation helps us close your loan Quickly.  Our goal is to be ready to close your loan before you are!